Product Launch — October 2025

Everything you need to launch international payments. Out of the box.

Cymonz One is a complete, cloud-hosted solution combining international payments, FX execution and card issuing in a single platform — designed for banks, fintechs and MSBs who want to move fast without building from scratch.

Time to live
Weeks

From signed agreement to live platform — no extended build cycles.

Capital expenditure
Near zero

No infrastructure build, no specialist engineering — redirect that budget to growth.

What it includes

One platform. Every capability you need to launch.

Cymonz One is not a stripped-down starter product. It's the full Cymonz platform — payments, FX, cards, compliance and back-office automation — packaged for rapid deployment.

Multi-rail international payments

SWIFT, Visa, local clearing networks, digital wallets and cash payout — managed through one platform. Send money across borders with speed and full transparency for end customers.

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Real-time FX execution

Competitive FX rates through 50+ liquidity providers. Real-time pricing, back-to-back execution and full margin management built in — no separate FX infrastructure required.

Physical and virtual card issuing

Branded card issuing — physical and virtual — tied directly to the payments platform. Deepen customer relationships, extend brand reach and create new revenue streams.

Mobile-first customer experience

Web, iOS, Android and WhatsApp — 24/7 self-service with real-time status tracking. A sleek, user-friendly interface designed for modern customer expectations.

Compliance built in

KYC, AML monitoring, PEP and sanctions screening, regulatory reporting — configured to your jurisdiction. SOC 2 Type 2 attested. No separate compliance tooling required.

Cloud-hosted infrastructure

Fully managed, globally available and highly scalable. Reliability and performance without the infrastructure overhead — your team focuses on growth, not uptime.

Who it's for

Built for institutions ready to launch, not plan.

Cymonz One is for institutions who need to move fast — and want to do it without the risk or cost of building in-house.

01

Banks & Financial Institutions

Launch a world-class international payments experience under your brand — without replacing your core banking system or adding back-office overhead.

Compete with digital challengers on experience
Add card issuing to deepen customer relationships
Full compliance built in — meets regulated standards
02

Fintechs & Neobanks

Add full cross-border payments and card issuing to your product in weeks — without diverting engineering resources from what makes your product unique.

API-first, white-label and fully configurable
No forced partner lock-in — bring your own or use ours
Speed to market with near-zero capital expenditure
03

Money Service Businesses

Replace fragmented legacy infrastructure with a single platform that handles everything from FX execution to card delivery — and automates the back-office overhead that eats your margin.

Multi-rail, multi-corridor from one platform
Automated reconciliation and straight-through processing
Jurisdiction-specific compliance configuration

Why Cymonz One

Fintech-grade capability. Your brand. Your customers.

Cymonz One delivers the functionality of a full payments stack — without the cost, the timeline, or the risk of building it yourself.

Speed to market

Live in weeks with low capital expenditure. No extended development cycles, no infrastructure build — get to market before competitors who chose to build.

Your brand. Your customer relationship.

Fully white-label — every customer touchpoint carries your name and your design. Build loyalty under your brand while Cymonz handles the infrastructure.

New revenue streams

Card issuing, FX margin, payment fees — Cymonz One opens revenue lines that complement your existing business without requiring significant new investment.

Compliance from day one

Built-in sanctions screening, AML monitoring, KYC and regulatory reporting. SOC 2 Type 2 attested. You launch compliant — not compliant after the audit.

Scales with you

Cloud-native infrastructure grows with transaction volume without adding headcount. No infrastructure ceiling as you expand into new corridors or markets.

On Cymonz One

"Cymonz One unites key ecosystem partners to deliver world-class functionality and seamless international payments innovation, allowing banks and money service businesses to better serve their existing customers and grow their business."

Simon Lynch — CEO & Founder, Cymonz

Launched October 2025
Cymonz One is live and available now.
Future-proof your payments

Cymonz continuously invests in the platform — stablecoins, open banking interoperability, new rails — so Cymonz One evolves with the market. Your institution benefits from every investment without building it yourself.

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Launches compliant. Stays compliant.

SOC 2 Type 2 attested. Compliance built in from day one — not bolted on after your first audit.

SOC 2 Type 2 KYC & AML PEP & Sanctions Multi-Jurisdiction Card Issuing Compliant Audit Trails

Ready to see Cymonz One in action?

We'll walk you through a demo tailored to your institution — showing exactly how it would look and work under your brand.

Book a demo Explore the full platform